Qard Hassan financing up to 2x of 60% of savings, payable within 18 months.
The Ordinary Loan is Al-Amanah's principal financing facility, structured entirely as Qard Hassan — a benevolent, interest-free loan. There is no mark-up, no hidden fee, and no interest charged at any point during the loan term.
How it works
Members can access up to 2x of 60% of their total savings as a loan.
Repayment is spread over a maximum of 18 months.
Deductions are typically made directly from salary or monthly contributions, by agreement with the member.
Who can apply
Any member in good standing who has met the qualifying savings period may apply. Applications are reviewed by the Business/Investment Committee.
Ready to apply?
Start with membership
This facility is available to members in good standing. If you're not yet a member, applying takes about 10 minutes.
