Every facility the Society offers is structured to be free of riba (interest) — income is earned only through disclosed, ethical trade, leasing and partnership, and shared fairly between the Society and its members.
Qard Hassan financing up to 2x of 60% of savings, payable within 18 months.
Learn more →3x monthly savings, payable in 4 months, for genuine urgent needs.
Learn more →Up to ₦500,000, paid direct to school, deductible over 12 months.
Learn more →Goods bought and sold on behalf of members, on flexible repayment terms.
Learn more →Cost-plus sale — the Society buys an asset and resells it at a disclosed mark-up.
Learn more →Profit-sharing trust financing between capital provider and entrepreneur.
Learn more →Joint venture — the Society and a member share both profit and loss.
Learn more →Leasing — the Society purchases an asset and leases it to a member.
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