SPECIMEN · NEW MEMBER RECORD
Al-Amanah Multipurpose Cooperative Society (SHESTCO-Abuja) is a Shari'ah-compliant, non-interest cooperative formed by staff of the Sheda Science and Technology Complex (SHESTCO) and the Nigerian Atomic Energy Commission (NAEC). We exist to give members an ethical, halal alternative to conventional interest-based (riba) savings and lending.
Rather than earning income from interest on loans, the Society operates on non-interest, profit-and-loss-sharing principles — drawing income from real trade, leasing and partnership activities. Members save together, access interest-free facilities, and share in the surplus generated from the Society's halal business ventures.
To be a leading model of trustworthy, Shari'ah-compliant cooperative finance in Nigeria — empowering members to achieve financial independence and prosperity through halal means.
To mobilize savings and provide interest-free financial support and halal investment opportunities to members, using ethical, Shari'ah-compliant business models.
Qard Hassan financing up to 2x of 60% of savings, payable within 18 months — interest-free.
Learn more → Facility 023x your monthly savings, payable within 4 months, for genuine urgent needs.
Learn more → Model 03Cost-plus sale and profit-sharing financing — halal alternatives to interest-based lending.
Learn more → Facility 04Ta'awun in practice — support for members through bereavement, illness and celebration.
Learn more →Complete the membership form with your details and supporting documents — takes about 10 minutes.
Our Membership Officers review your application and confirm your documents.
You receive your membership number and login details by email once approved.
Fund your first contribution and your passbook record begins — riba-free from day one.